Working Capital for Fuel Operations
Financing designed for the fuel supply chain. Rates 30-70% lower than traditional banking.
Factoring
Liquidity in 24-48 hours
Advance payment on your invoices without waiting for your buyer to pay. We send net funds directly to your bank account.
Amount
No per-invoice limit
Rate
Discount from 2% per 30-day cycle
Requirements
Invoices with verified buyers on the platform
How it works
Upload your invoice to the platform
Receive instant quote with discount rate
Accept and receive funds in 24-48 hours via ACH
We collect from the buyer at original due date
Working Capital
Credit for fuel purchases
Revolving credit lines to finance your fuel purchases. Ideal for stations and trucking companies.
Amount
$15,000 - $35,000 USD per transaction
Rate
SOFR + 500 bps (~10% APR)
Requirements
3+ months of platform transaction history
How it works
Apply for a credit line on the platform
We evaluate your transaction history and credit profile
Approval and fund availability in 48 hours
Use and repay according to your business cycles (30-90 days)
Bridge Financing
Large-scale operations financing
Bridge loans for imports, cross-border operations, and large-scale transactions. Backed by inventory and permits.
Amount
$500,000 - $5,000,000 USD
Rate
SOFR + 300 bps + 1% origination fee
Requirements
6+ months history, Professional or Enterprise plan
How it works
Present your import or wholesale project
We evaluate collateral (inventory, permits, receivables)
Structuring and approval in 5-7 business days
Disbursement via ACH with 90-180 day term
Cantarell vs Traditional Banking
| Cantarell OS | Traditional Banks | |
|---|---|---|
| Approval time | 24-48 hours | 2-6 weeks |
| Documentation | Digital — your platform history | Financial statements, guarantees |
| Factoring rate | From 2% / 30 days | 3-5% / 30 days |
| Credit rate | SOFR + 300-500 bps | SOFR + 800-1,500 bps |
| Collateral required | History + digital permits | Real estate, personal guarantees |
| Operations integration | 100% — real-time data | Manual — monthly reports |
How much would you receive?
Calculate your factoring net amount
Power Your Operation with Capital
Access intelligent financing backed by your real operational data.